Love the Choice

Love the Choice

Pet Insurance Comparison

Finding the right pet insurance for your cat or dog doesn't have to be complicated. At OSLO, we will let you choose the level of reimbursement, deductible, and any licensed vet, but the real differences come in what's actually covered and how much you'll get back after a claim. Cheaper plans often mean limited protection, so it's important to choose a provider that balances affordability with quality coverage.

Pet Insurance Comparison

Insurance Plan Comparison

Insurance Plan Coverages

Three Flexible Plans for Illness & Injury

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

3 Reimbursement Option (co-payment)

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

No Per Incident Cap on Claims

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

Illness Waiting Period 14 Days or Better

OSLO14 days
Pet Insurance A30 days
Pet Insurance B30 days
Pet Insurance C14 days
Pet Insurance D30 days

Accident Waiting Period 5 Days or Better

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

No Upper Age Limits (Lifetime)

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

Highest annual limit in the market

OSLO
Pet Insurance A
Pet Insurance B
Pet Insurance C
Pet Insurance D

*This comparison is based on publicly available information from competitor websites. OSLO does not guarantee the accuracy of competitors' future updates. For complete details, please refer directly to each provider's policy documents.

What To Look For When You Compare Pet Insurance Plans

  • Coverage for hereditary and congenital conditions
  • Customizable reimbursement levels and deductibles
  • Curable Pre Existing Conditions
  • Transparent waiting periods and exclusions
  • Easy claims process and fast reimbursements
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1Coverage
Look for comprehensive coverage that includes accidents, illnesses, hereditary conditions, and chronic diseases. The best plans cover a wide range of medical needs.
2Annual Limits
Consider plans with higher annual limits or unlimited coverage to ensure your pet is protected for expensive treatments or ongoing conditions.
3Reimbursement Options
Compare reimbursement percentages (70%, 80%, 90%) and how they affect your premium. Higher reimbursement means lower out-of-pocket costs.
4Deductible Structure
Understand if the deductible is annual or per-incident. Annual deductibles are typically more cost-effective for pets with multiple visits.
5Waiting Periods
Check the waiting periods before coverage begins. Shorter waiting periods mean your pet is protected sooner after enrollment.
6Claim Process
Evaluate how easy it is to submit claims and how quickly reimbursements are processed. Digital claim submission and direct deposit options are convenient features.
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