
OSLO Coverage
What does OSLO Cover?
Our pet health insurance helps with the costs of veterinary care when your pet is sick or injured. We offer flexible coverage options to fit your budget and your pet's needs.
Emergency & Hospitalization
Coverage for emergency care and hospital stays
Injuries & Illnesses
Protection for accidents and sickness
Diagnostic Testing
Tests to diagnose conditions
Comprehensive Coverage
Broad protection for your pet's health
Surgeries & Treatments
Coverage for necessary procedures
Specialist Care
Access to specialized veterinary services

What else is covered
- Hereditary & congenital conditions
- Chronic conditions
- Cancer treatments
- Prescription medications
- Curable pre-existing conditions
Waiting Periods
Accident Coverage
Coverage for accidents begins after a 5 day waiting period from your policy effective date.
Illness Coverage
Coverage for illnesses begins after a 14-day waiting period from your policy effective date.
Pre-existing conditions are not covered. A pre-existing condition is any injury, illness, or irregularity noticed before coverage begins or during the waiting period.
Because Our Pets Need More Than Love ❤️
Veterinary Visits
Pets need regular check-ups to maintain their health and catch issues early.
Unexpected Illnesses
Even the healthiest pets can get sick, requiring prompt medical attention.
Accidents Happen
Pets are curious and active, which can sometimes lead to injuries requiring care.
Chronic Conditions
Some pets develop ongoing conditions that require continuous treatment.
Medications
Prescription medications can be costly but necessary for your pet's health.
Emergency Care
Emergency veterinary care can be expensive but is often life-saving.
Pet Insurance Makes a Big Difference
See how OSLO can help when the unexpected happens
Emergency scenario: Your pet needs surgery, resulting in a 18,000 vet bill.
With OSLO Insurance
Based on 90% reimbursement with 500 deductible
Without Pet Insurance
You're responsible for the entire bill
Potential savings:15,750
Interesting Facts
Cats have 18 toes in total - five on each front paw and four on each back paw. They use their whiskers to determine if they can fit through a space.
Dogs have a unique way of expressing emotions - they can produce facial expressions similar to humans by using up to 16 different facial muscles.
When a cat purrs, it's not always a sign of happiness. Cats also purr when they're injured or in pain as a self-soothing mechanism, as purring releases endorphins.
Dogs can smell up to 100,000 times better than humans and can detect some odors in parts per trillion.
Customized for them
Create your mate's plan in less than 5 clicks